North Central WV’s Favorite Custom Home Builder.

Ready To Discuss Your New Home?
Call Us At (304)296-0024
Email Us

Financing Your New Home

When it comes to financing a new home, there are many questions you need to ask a home builder.

Does the home builder have a financing plan set up? They should be able to provide you contact information of local lenders and information on different programs available for you.  Each buyer’s needs are different, and you will require a personalized package plan for your loan.

Depending on your situation, you may need to secure construction financing in order to build your home.

Construction financing usually consists of more than one loan.  One loan will pay for the construction itself, which often releases money to the builder in stages as processes are finished and then converts it to a mortgage once the home is completed.

Make sure to compare banks, credit unions and mortgage brokers for the best financing solution.  Your builder should be able to give you recommendations and help you avoid pitfalls.

Fill it out to see what you can afford, which is a first, crucial step when building a home.

Do you know how much home you can afford?  

Here is our easy to use calculator.

Fill it out to see what you can afford, which is a first, crucial step when building a home. 

Here are some of the local lenders we have been using for more than 20 years. Please feel free to contact them, as they are all familiar with the Vision Homes team.

Clear Mountain Bank

Jane M. Haines 
Vice President, Mortgage Specialist
NMLS# 742969
O: 304-777-4445 C:304.282.1555
[email protected]

Janet Saul
Assistant Vice President, Mortgage Origination
NMLS ID #742937
O:304-292-4928 C: 
[email protected]

Jennifer L. Nichols Vincent
Mortgage Loan Specialist
NMLS ID #742968
[email protected]

City National Bank of West Virginia

Toni Tampoya
Home Lending Specialist
NMLS ID #408657
[email protected]

First Greene Service Corporation

Aimee D. Toothman
Loan Officer
NMLS ID #608031
[email protected]

Home Savings

Carrie Swaniger
Mortgage Loan Officer
NMLS ID #563657
[email protected]

MVB Mortgage

Kim Barnum
VP Mortgage Loan Officer
NMLS ID #564183
[email protected]


Melanie Thompson
Vice President/Mortgage Loan Officer
NMLS ID #523516
[email protected]


Damon Waters
Mortgage Loan Officer
NMLS ID #1429226
[email protected]

Invest An Hour With Dave.

Deciding to build a new home is a big investment. We understand that, which is why we take our commitment to building you a forever home seriously. 

Invest an hour of your time with our resident homebuilding expert Dave Stanley, and he will walk you through our home building process and how we differentiate ourselves from the competition.

In this meeting we will discuss:

  • Your wants, needs and concerns
  • Floor plans
  • Home features
  • Customized plans
  • Budget

Spending an hour of your time with Dave is not a big commitment when you think about how much money you will be investing into your new home. At the end of the meeting, there will be no pressure to proceed with us. Even if you don’t build with us, or we aren’t a good fit, we are certain you will walk away with new, valuable knowledge.

Call us or fill out the form to schedule a meeting with a homebuilding expert of 25 years who has helped over 500 families turn their visions into reality by building homes they truly love.


1128 Grafton Rd
Morgantown WV 26508

(304) 296-0024


Showroom Hours:

Monday- Friday 10 am - 6 pm (Appointments Welcome)

Saturday: By Appointment Only